Service Overview
Nurtura Wellbeing provides one-to-one sessions focused on helping individuals understand, organise, and manage their personal finances.
This is a non-regulated service designed for educational and organisational purposes only.
Nature of the Service
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The service does not constitute financial, investment, tax, or legal advice
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No regulated financial services are provided
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The sessions are intended to support understanding, organisation, and decision-making
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All decisions made following the sessions are the responsibility of the client.
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Client Responsibility
By engaging in this service, you acknowledge that:
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You are responsible for your own financial decisions and actions
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You will provide accurate and honest information to the best of your ability
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You understand that outcomes depend on your own actions and commitment
Sessions
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Sessions are conducted online via Google Meet
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Each session lasts approximately 50 minutes
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Sessions will start and end at the scheduled time
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If you join a session late, the session will still finish at the agreed time.
Fees and Payment
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Payment is required in advance of each session
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Booking is only confirmed once payment has been received
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All fees are stated clearly at the time of booking
Cancellations and Rescheduling
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You may reschedule or cancel a session with at least 48 hours’ notice
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Cancellations made within 48 hours of the session are non-refundable
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Missed sessions without notice are non-refundable
Refund Policy
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No refunds will be provided for completed sessions
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Refunds are not available for late cancellations or missed sessions
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Exceptions may be considered at discretion in exceptional circumstances
Confidentiality
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All information shared during sessions will be treated as confidential
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Information will not be shared with third parties without your consent, unless required by law
Data Protection
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Personal data will be collected only as necessary for communication and service delivery
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Your information will not be sold or shared with third parties for marketing purposes
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Reasonable steps are taken to protect your data
Disclaimer
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The service is not a substitute for professional financial, legal, or tax advice
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No guarantees are made regarding financial outcomes
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The service is intended to support clarity and organisation, not to provide specific financial recommendations
Limitation of Liability
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Nurtura Wellbeing is not liable for any financial decisions or outcomes resulting from the use of this service
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You agree that you are solely responsible for your actions and decisions
Professional Conduct
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The service is delivered with professionalism, respect, and integrity
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Sessions are conducted in a calm and non-judgemental manner
Changes to Services
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Nurtura Wellbeing reserves the right to update or modify the service, pricing, or policies at any time
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Any changes will be communicated where appropriate
Governing Law
These terms are governed by the laws of England and Wales.